Think Outside the GUL Box
When we think of low cost permanent life insurance protection we think of Guaranteed Universal Life. GUL features low premiums, guarantees that run to age 100 or longer and little or no cash value. Let’s take a look at a Guaranteed Universal Life product with the possibility of substantial cash value. Protective Life Insurance Company […]
IT’S TIME TO RETHINK THE LONG TERM CARE INSURANCE SALE
With recent product changes, price increases and companies exiting from the marketplace, it is time we rethink how we present traditional Long Term Care insurance products and perhaps broaden our approach with alternative ways to protect your clients. In our agency, we quote a lot of LTC insurance but very few policies are actually sold. […]