Our Products & Services

Expert support for your Life, Long Term Care, Disability Income Insurance and Annuity business.

LIFE INSURANCE
- - Case Design
  - Product & Company Selection
  - Underwriting Consultation
  - Illustration Support
  - Point of Sale Support
  Read more

LONG TERM CARE
- - Traditional Long Term Care Insurance
  - Single Premium Life/Long Term Care rider
  - Annual Premium UL/Long Term Care rider
  - Term Insurance/Accelerated Benefit rider
  - Visit our Long Term Care Center
  Read more

Disability Income Insurance
- - Individual Disability Income Insurance
  - Business Overhead Expense Plans
  - Buy-Sell Disability Insurance
  - Key-Person Disability Insurance
  Read more

ANNUITIES
- - Fixed Single Premium Deferred Annuities
  - Single Premium Immediate Annuities
  - Read more

E-APP/DROP TICKET
- Submit an Electronic Pre-Application in less than 10 minutes, and…
  Save your valuable time
  - Submit more life insurance applications
  - Shorten underwriting processing time
  read more

About Us

Our insurance agents depend on us to be their expert advisor for their life insurance, long term care insurance, disability income and annuity business. With over 30 years in Brokerage, we have the experience, resources and carrier relationships that allow us to efficiently and consistently facilitate the sale of insurance giving our agents more selling time. From agent training and case design to underwriting and policy holder service, our agents are confident in the guidance and service they receive through the entire process. Our promise is to earn your business by working hard on every case — doing our best job for your client.

//mloveinsurance.com/wp-content/uploads/2016/02/Mike-Love-Insurance-Marketing-team.jpg

Established in 1977

TOOLS & RESOURCES

LIFE INSURANCE NEEDS CALCULATOR

Fact Finder Questionnaires

Microsites

Agent Resources

SEE WHAT OTHER AGENTS HAVE TO SAY ABOUT US

In our business world today, consistency is hard to find. Quick, accurate, knowledgeable service is also hard to find. Talking to the same helpful, customer driven people for over 25 years with the same consistent service is rare. Mike, Kim and in the last few years, Jennifer have provided all of the above on a consistent basis with a positive attitude. It is hard to imagine that if they were actually working in my office, the service could be any better. Any agent or broker that wants to improve their cash flow and sell life or other related products to their clients, should use their services. I don’t know anyone that I would rather deal with than the Mike Love Agency in those product areas.

Tim Jones – President Jones & Maulding Insurance Agency – Oxnard, CA

I’ve been working with the Love Agency for over 30 years. The personal service and attention to detail in addition to the knowledge, connections and experience in the life insurance marketplace, are outstanding. Plus, I feel comfortable and secure to be working with a friend. I know my business is important to them, and they show that in my everyday interactions with the agency. I feel they treat me like family…

Brent R. Anderson CLU, ChFC – Anderson Financial Solutions & Insurance Services – Santa Barbara, CA

We are delighted to be working with Mike Love Insurance Marketing. Mike’s case preparation and underwriting expertise are impeccable. His dedication to education and keeping our account service associates and producers abreast of product and market trends is invaluable, and Kim and Jennifer are delightful, professional and responsive. Mike and his team are a valuable resource and partner to HUB Central Coast.

Mike Champion, RHU, REBC, ChHC – SVP – Business Development & Central Coast EB Practice Leader – HUB International Insurance Services Inc.

Our Team

Let us know how we can help you grow your business.

Michael J. Love, CLU ChFC

President

CA License #0626999

[email protected]

READ BIO

Kimberley C. Love

Vice President

CA License #0C89107

[email protected]

READ BIO

Don & Joyce Love

Retired

READ BIO

Affiliations

Frequently Asked Questions

I have a case … How do I get started?

This is how most of our conversations get started. An agent calls and we discuss the specific insurance needs, health issues and budget constraints of their client. We direct the case to the carrier and product that best addresses the client’s needs. Our office will run the product illustrations and send them to you with the necessary application forms.

How do I get product illustrations?

We are more than happy to run product illustrations and email them to you. Or, you can click here to run Term Quotes on our website yourself. Our office will run illustrations for products other than term insurance. Or, if you prefer we can set you up with a link to WinFlex to run your own Term, UL and Whole Life illustrations.

What products can I sell through your agency?

Term Life, Universal Life, Whole Life, Index Universal Life, Annuities, Long Term Care insurance, Hybrid Long Term Care insurance products and Disability Income products.

How do I get contracted to sell your products?

You will be appointed directly with the carriers you submit business to. We will provide the necessary contracting papers for you to complete. There is no charge to become appointed with a carrier. Commissions are paid directly to you from the carrier.

I have a case that was rated or declined by another company, what are my options?

Call us to discuss the specifics of the case. The more information you have about the specific condition that caused the rating or declination will help. We may ask you to obtain additional information to clarify the issues. We will then request tentative quotes from our carriers. We often find that with the right carrier, we can get a better offer for your client. If the tentative offer is acceptable to your client, they would submit an application to the new carrier.

What options are available to submit a formal application?

There are two ways to submit a formal application. A traditional paper application is the old standby. It is still best to use a paper application with business cases, or cases where we have tentative quotes related to a health condition. With the paper application, we have more control over the process. The other option is a Drop-Ticket e-Application. This is an on-line option where the agent completes a short “Request for Interview” form on the computer. This Drop Ticket is transmitted to the carrier who then calls your client to complete an application on the phone. For more information, download our What Happens Next Flier.

I want to launch a marketing campaign. Can you help?

Yes! We can help define the market you want to reach, design marketing materials and provide company brochures. Just call us with your great ideas and we can help make it happen.